
Football Manager 2022 is upon us, and if you want to build your squad you’ll need the funds to do so. Here are the clubs with the biggest transfer budgets in FM22.Football Manager 2022
is out, and that means players are digging into Sports Interactive’s latest huge database of players, staff, and club finances. One of the best parts of the franchise has always been signing new players, but it’s not always easy on a shoestring budget. While there are definitely some bargain signings to be made, sometimes you want to find the Football Manager clubs with the biggest transfer budgets – and that means opting for one of the clubs on this list. With millions upon millions to spend, here are the Football Manager 2022 clubs with the largest transfer budgets.
Biggest transfer budgets in Football Manager 2022

11) Liverpool
Riding high in the league table, Liverpool’s squad is impressively deep, with plenty of quality in the first eleven and on the bench. If you’re looking to make improvements to the team in Football Manager, though, there’s a big transfer budget of £20 million for a new manager to invest – although whether you’ll be as beloved as Jurgen Klopp should you choose to replace him is another matter.
10) Dynamo Moscow
Ok, this is a tie, but both Dynamo Moscow and Atletic Club have been given the same amount of funds to play with – £21.37 million. Dynamo Moscow gives players the chance to manage in Russia and build their name in a competitive if lesser-known league.
9) Atletic Club
Atletic Club’s longstanding ‘cantera‘ policy means you’ll want to continue the club’s rich history of bringing players from Spain’s Basque region through the ranks, but you’ll also be competing with the likes of Barcelona and Real Madrid in La Liga. This makes Athletic Club quite the challenge, with £21.37 million to help you along.
8) Bayern Munich

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7) AFC Ajax
Ajax is one of the biggest clubs in the Eredivisie, and there’s enough money to keep them on top, too. While the club has a core of veterans, it has infamously produced a long line of top talent, and it appears that’s kept the funds flowing – with £29.9 million available if you decide to take over from Erik ten Hag.
6) Manchester United
Despite a summer window that saw the club bring back Cristiano Ronaldo and sign Raphael Varane and Jadon Sancho, Manchester United still has a transfer budget of £30 million if you fancy taking over from Ole in FM22. If you’re looking to upgrade an already impressive squad, the funds are there — spend them wisely.
5) Paris Saint Germain

4) Chelsea
Chelsea may have dropped over £100m on Romelu Lukaku, but early signs suggest it was money well spent – although the jury is still out on Saul Niguez. Still, with an impressive budget of £40 million left, you can invest in adding depth to the squad, or maybe eke out another superstar first-team player.
3) Real Madrid

2) Manchester City
While Pep Guardiola opted against bringing in a striker in the summer, that’s meant Man City’s transfer kitty is an almost incomparable Football Manager 2022 budget of £100 million – despite spending over £100m on Jack Grealish alone. That could buy players wanting to succeed the Spanish gaffer with the funds to sign, well, anyone – and could make finding a replacement for club legend Sergio Aguero a little simpler.
1) Newcastle United

There you have it – the biggest transfer budgets in Football Manager 2022. For more on the game, be sure to check our other guide content at Dexerto. Is Football Manager 2022 on Game Pass? |Biggest free agents | Where is Football Manager 2022 Touch for iPad? | Best wonderkids | Tactics guide | Training guide | Scouting guide